Ways to Save Money
(Without Really Trying)
Never go grocery shopping without a
Avoid buying non-food items such as
laundry detergent, shampoo, napkins,
and tissues at the grocery store. Usually
you can get these items much cheaper
at warehouse or discount stores.
To save money on mileage as well as
your time, pick one day a week to do all
of your shopping and errands.
If you have the storage space, stock up
on staples when they are on sale.
Go out to eat for lunch instead of
See movies in the afternoon when prices
are often cheaper.
Visit the library and borrow books and
videos for free.
Plan a picnic in a scenic areas for a low
Look for coupons in the paper each
week for restaurants and save them in a
folder for future use.
Develop inexpensive hobbies such as
bike riding or hiking that allow you to
get exercise and fresh air.
For vacations, go camping instead of
staying at hotels.
•If possible, travel off season when the
rates are lower.
Buy airlines tickets in advance and pay
for them right away.
If you delay, the price will usually
increase the closer it gets to your trip
Expect the Unexpected
Tracking your expenses for a month is a
great way to identify routine expenses.
However, life is not routine. Prepare for the
unexpected. Here are a few examples of
unexpected or unusual expenses. Set aside a
llittle every month to spend on these events